As large numbers of Baby Boomers reach retirement age and as life spans are increasing, long-term financial security has become a major concern among the U.S. labor market. With the prospect of reduced Social Security benefits, volatile 401K plans, and pension plans becoming non-existent, many workers are searching for other viable income options for retirement.
In the current economic recession, with rising fuel and food prices, it has become increasingly difficult to properly save for those later years. Individuals within ten to fifteen years of retirement often seek investments with higher rates of return, but are fraught with equally high risks. Additionally, in many of cases, the average person does not have the large amounts of cash required to earn the highest interest rates, which the wealthy enjoy.
Long-term retirement clubs have begun to emerge on the Internet, which remove these roadblocks for many entrepreneurs. These programs provide their members the opportunity to realize dividends, which are well beyond the reach of the average investor.
Members' funds "piggyback" private portfolios of offline investments. Profits are distributed among the members and are spread across various stable long-term projects & ventures, to guarantee the clubs' stability for the long term. The risks normally associated with these types of programs are diminished by pooling funds and spreading the investments across a diverse range of global opportunities.
Contrary to illegal High Yield Investment Programs (HYIP), which use funds from one investor to pay the next investor's commission, the long-term retirement clubs are completely legal and clean, as members' investments are combined with personal and private portfolios, which pay high rates of return. While each country has different views on foreign investments and private investments clubs, most operate in a jurisdiction where it is completely legal to manage private funds internationally.
Certain programs offer substantial referral commissions the term that referred members participate in the various plans. However, financial independence is generally achieved without relying on others to participate.
Author: M. Damon
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